Answer:
My first is an insect; my second is a border; my whole puts the face in a tuneful disorder.
What goes in the water red, and comes out black?
Sometimes black, sometimes white, I have veins but no blood
They have not flesh, nor feathers, nor scales, nor bone. Yet they have fingers and thumbs of their own.
What is the heart of many risks, has a heart, but is not a living being?
I can only be played on a windy day