Answer:
What do people want the least on their hands?
A precious fluid, thicker than water.
I grow for a surface, even if you cut me. I continue to grow even after death.
Both punishment and sweet reward, It will befall both fool and lord. It is a spiritual scoreboard, Your every deed it does record.
What must be in the oven yet can not be baked? Grows in the heat yet shuns the light of day? What sinks in water but rises with air? Looks like skin but is fine as hair?
If itβs information you seek, come and see me. If itβs pairs of letters you need, I have consecutively three. What am I?