Answer:
What has a neck but no head?
I dig out tiny caves and store gold and silver in them. I also build bridges of silver and make crowns of gold. Sooner or later everybody needs my help yet many people are afraid to let me help them.
My first is a heir; My second's a snare; my whole is the offspring of fancy; which I sent out of play upon Valentine's day As a token of love to my Nancy.
I have memories but none of my own whatever's on my inside is what is shown. If I'm ever different it's because you changed me I feel like a decoration here for you to arrange me.
What is easy to spot but hard to find?
What did the piece of wood say when he saw the screwdriver and screws approaching?
What am I?
Animal
Difficult
Easy
Food
Funny
Kids
Logic