Answer:
Take it and you will lose or gain more than the others.
I row quickly with four oars, but never come out from under my own roof. What am I?
What building has the most stories?
I always follow you around, everywhere you go at night. I look very bright to people, but I can make the sun dark. What am I?
So cold damp and dark I am. To stay you would refrain yet those who occupy me do never complain.
A man goes out in heavy rain with nothing to protect him from it. His hair doesn't get wet. How does he do that?