Answer:
A man parks his car outside of a hotel and immediately realises he is bankrupt. How did it happen?
I sleep by day, I fly by night. I have no feathers to aid my flight.
A box without hinges, lock or key, yet golden treasure lies within.
Has feathers but can't fly. Rests on legs but can't walk.
What is given but kept by the giver?
I am rarely touched but often held. If you are smart you'll use me well. What am I?