Answer:
I am the outstretched fingers that seize and hold the wind. Wisdom flows from me in other hands. Upon me are sweet dreams dreamt my merest touch brings laughter.
If you've got me I'm everywhere. If you share me I'm nowhere. What am I?
my rings are not worth much but they do tell my age.
I am filled with garb the price is free. Just return what you don't need.
What has banks but no money a bed but no sleep waves but no ocean?
Give it food and it will live, give it water and it will die.