Answer:
I have one, you have one. If you remove the first letter, a bit remains. If you remove the second, bit still remains. If you remove the third, it still remains.
What did the chewing gum say to the shoe?
What falls often but never gets hurt?
What is the smartest letter of the alphabet?
What are you certain to find inside your pocket when you reach into it?
I am free the first time and second time but the third time is going to cost you money.