Answer:
What does man love more than life, fear more than death or mortal strife. What the poor have, the rich require, and what contented men desire. What the miser spends, and the spendthrift saves. And all men carry to their graves.
What goes up but never comes down?
Upon me you can tread, though softly under cover. And I will take you places, that you have yet to discover. I'm high, and I'm low, though flat in the middle. And though a joy to the children, adults think of me little.
You will find me with four legs, but no hair. People ride me for hours, but I don't go anywhere without needing to be tugged. Jerked or turned on, I always manage to be ready for work.
What is often returned but is never borrowed?
When is it bad luck to see a black cat?