Answer:
This thing runs but cannot walk, sometimes sings but never talks. Lacks arms, has hands; lacks a head but has a face.
What has to be broken before it can be used?
I dig out tiny caves and store gold and silver in them. I also build bridges of silver and make crowns of gold. They are the smallest you could imagine. Sooner or later everybody needs my help. Yet many people are afraid to let me help them.
The more you take, the more you leave behind.
Who is it that rows quickly with four oars, but never comes out from under his own roof?
I can only be played on a windy day