Answer:
I can ruin your day, or darken your life. And while I'm expected, I'm never alright. I'm bad for business, and worse for your hair. Wherever I am, there's something not there.
In the forest, this blends in just right, but every December it is covered with lights. What is it?
What has 13 hearts but none beat?
The itsy bitsy teeny weeny yellow polka dot variety is quite popular.
What breaks on the water but never on the land?
I can only be played on a windy day