Answer:
What do people spend a lot of money on every year but never want to use it?
I look at you, you look at me, I raise my right, you raise your left
A seasonal fashion statement named for the weather it's worn in.
It belongs to you, but other people use it more than you do. What is it?
It speaks without a tongue, and listens without ears.
A leathery snake, with a stinging bite. I'll stay coiled up, unless I must fight.