Answer:
It is the great nemesis of the lactose intolerant.
Autumn leaves and bad bowlers wreak havoc on this
What is often returned, but never borrowed/
What is pronounced like one letter, written with three letters. And belongs to all animals?
Flat as a leaf, round as a ring. Has two eyes, can't see a thing.
I can only be played on a windy day
Difficult
Difficult
Animal
Easy
Food
Funny
Kids
Logic
What am I?