Answer:
What bank has no money?
One might hang a locket from this
What starts with an "e" but only has a single letter in it?
It is in every mountain, it's not in any hill, it's not in all the world, and yet it's in the mill.
What never gets any wetter no matter how hard it rains?
What language does a billboard speak?
Easy
Animal
Difficult
Food
Funny
Kids
Logic
What am I?