Answer:
I am milky white and scares people.
Where do fish keep their money?
I am easy to waste and unstoppable. What am I?
I open to close but I close to open. I'm surrounded by water but I'm never soaking. What am I?
I'm a ruler with 12 agents. Half of them work in the darkness. Who am I?
What do you purposefully put lots of in and on your body, but run away from when you encounter it outside?