Answer:
I dig out tiny caves and store gold and silver in them. I also build bridges of silver and make crowns of gold. They are the smallest you could imagine. Sooner or later everybody needs my help. Yet many people are afraid to let me help them.
I have four legs but no tail. Usually I am heard only at night.
What is put on a table, cut, but never eaten?
What begins and has no end? What is the ending of all that begins?
I don't think or eat or slumber. Or move around or fear thunder. Just like you I look the same but I can't harm you or be your bane.
Which popular cheese is made backwards?