Answer:
It covers you, you lose it every day and you'd die without it.
What is often on the ground getting stepped on by others, but you donโt have to wash it because it never get dirty, in fact you couldnโt wash it even if you tried?
It can be cracked, It can be made, It can be told, it can be played. What is it?
I have a pet, his body is full of coins
What time of day, when written in capital letters, is the same forwards, backwards, and upside down?
What do you purposefully put lots of in and on your body, but run away from when you encounter it outside?