Answer:
Walk on the living, they don’t even mumble, Walk on the dead, they mutter and grumble. What are they?
My first is an insect; my second is a border; my whole puts the face in a tuneful disorder.
A nut cracker up in a tree.
What is yellow, looks like the moon and has seeds?
Round as a button, deep as a well. If you want me to talk, you must first pull my tail.
I can be found in water but never wet